FREE Credit Report Analysis

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Your credit report is your passport to buying your next home! You need good credit these days to qualify not only for the best rates, but for a loan itself. Most lenders today will not do a loan if your credit scores a below 620!

Do you know that over 50% of all credit reports contain errors? Do you know that most of those errors can be easily corrected? Do you know that by simple readjustments of your balances of your credit cards, you can raise your score by 10-50 points?

If you are seriously considering buying or refinancing a house this year, you need to KNOW your credit score, and you need to UNDERSTAND your credit report. Don't put it off, the sooner you start, the sooner you can have your credit report ready for your home purchase. Don't even waste your time looking at homes, until and unless you know what your scores are and if you can qualify for a loan!

 

OUR FREE Credit Report Analysis will allow you to:

bulletSee all three of your scores exactly the same way the lenders see it;
bulletUnderstand why your score is where it is, and how you measure up in the eyes of the lenders;
bulletAnalyze your debt & income ratios, which are the 2nd most important factor in approving your loan;
bulletProvide you with budgeting information, help you budget for your new home purchase;
bulletRun a "what if" scenarios to see what improvements you can make to increase your scores;
bulletAnalyze various loan programs at various price points to see what loan and payment structure is best suited for your budget.

 

Our FREE Credit Report Analysis is individualized and custom-fit to your particular situation. The meeting normally lasts at least an hour, and it can be done either in person or over the phone. Please complete the following Analysis Request form to get you started:

Name Spouse's Name
Email
Phone Alternative phone
When is the best time/date for you to go over your Credit Report?
Do you already own a home? Yes
  
No       
  We want to refi
  We are thinking about buying
  We are a First Time Home Buyer
When are you looking to buy or refinance Your house? Now        3-6 months       6-12 months
Next Year    Not Sure
Are you currently working with a lender? Yes
No 
Are you currently working with a realtor? Yes
No 

 

 

 

 

 

 

 

 

 

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